$
Access cash from equity
Convert part of your home equity into funds for renovations, major expenses, or other priorities.
Free review · No obligation
Tap your home equity with a cash-out refinance review
High-interest credit cards and personal loans can weigh you down. A cash-out refinance may let you roll that debt into your mortgage—and put cash in your pocket for the goals that matter.
Someone from Flagstar Equity will follow up by call or text. This is not a loan approval.
Why homeowners request a cash-out review
Clear options. Straightforward next steps. No pressure to apply until you are ready.
⇄
Consolidate high-interest debt
Roll credit cards, personal loans, or other revolving debt into a single mortgage payment.
1
Possibly one simpler bill
Many homeowners prefer one monthly housing payment instead of juggling multiple high-rate balances.
✓
Free review, no obligation
Request a review at no cost. You decide whether any option makes sense for your situation.
How it works
Three simple steps from request to options review.
Submit your request
Share basic contact details through our Instant Form or email. It only takes a minute.
Speak with Flagstar Equity
A Flagstar Equity team member will call or text to learn about your goals and home equity picture.
Review your options
We help you understand cash-out refinance pathways and may refer you to licensed mortgage professionals.
Who it’s for
Flagstar Equity helps owner-occupied homeowners request a cash-out refinance review and may refer them to licensed mortgage professionals when appropriate.
✓ You own and live in your home (owner-occupied)
✓ You have built equity and want to put it to work
✓ You have a cash need or high-interest debt to consolidate
✓ You want a clear, no-pressure review of your options
Email [email protected]✓ You have built equity and want to put it to work
✓ You have a cash need or high-interest debt to consolidate
✓ You want a clear, no-pressure review of your options
Questions before you request a review?[email protected]
Frequently asked questions
Straight answers before you decide to request a review.
Is this a loan approval?
No. Requesting a review with Flagstar Equity is not a loan application or approval. Any financing decision is made by a licensed lender after a full underwriting process.
What does a cash-out refinance review cost?
The review itself is free and comes with no obligation. You only move forward if an option looks like a fit for you.
Who will contact me after I submit?
Someone from Flagstar Equity will call or text you using the information you provide. You can also reach us at [email protected].
Does everyone qualify?
No. Eligibility depends on credit, income, equity, property type, occupancy, and lender guidelines. Results are not guaranteed.
Important: Flagstar Equity LLC helps homeowners request a cash-out refinance review and may refer them to licensed mortgage professionals. This page and any follow-up conversation are informational only and do not constitute a loan offer, commitment, or approval. Rates, terms, and eligibility are subject to change and lender guidelines. Equal Housing Opportunity.
Ready to explore your equity options?
Request a free cash-out refinance review. We’ll follow up shortly by call or text.
Request a review